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Understanding Churning and Excessive Commissions:

How CIRO-Regulated Firms Can Detect and Prevent Misconduct Through Turnover and Cost-to-Equity Analysis Practical Solution Introduction In Canada’s investment industry, client protection and ethical trading practices lie at the heart of regulatory oversight. The Canadian Investment Regulatory Organization ( CIRO , formerly IIROC ) requires firms to ensure that all account activity is consistent with the client’s best interest , suitability , and fair-dealing standards. Two o

Oct 313 min read

Navigating the Complexities: Understanding Fiduciary Duty and Discretionary Authority in Investment Advisory

In the realm of investment advisory, fiduciary duty plays a crucial role in defining the responsibilities of financial professionals....

Feb 154 min read

Issues with Fee Based and Managed Account platforms still exist after so many years

In December 2016, IIROC initiated a review of compensation-related conflicts and found recurring themes and concerns. Although disclosure...

Mar 20, 20233 min read

Stock Market Bubbles and Behavioral Finance

Behavioral finance is a field of study that seeks to understand how psychological biases and emotions can affect financial...

Mar 19, 20233 min read

Revolutionizing the Investment Advisory Business and Boosting Investment Returns with Advance AI

Title: Revolutionizing the Investment Advisory Business and Boosting Investment Returns with Advanced AI Introduction In recent years,...

Mar 19, 20232 min read

The masterpiece of precision and accuracy

A mechanical watch is a true marvel of engineering. It is comprised of many intricate parts that work together in perfect harmony to keep...